*,*::before,*::after{box-sizing:border-box}
:root{--navy:#3c5779;--navy2:#2b405c;--yel:#ffc40e;--cream:#fff8e6;--ink:#23303f;--mid:#5f6d7d;--sky:#eef3f8}
html{scroll-behavior:smooth;scroll-padding-top:80px}
body{margin:0;font:17px/1.65 system-ui,-apple-system,"Segoe UI",Roboto,Ubuntu,"Helvetica Neue",sans-serif;color:var(--ink);background:#fff}
h1,h2,h3{line-height:1.2;margin:0 0 .55em;color:var(--navy2);letter-spacing:-.01em}
h1{font-size:clamp(2rem,4.8vw,3.3rem)}h2{font-size:clamp(1.5rem,3vw,2.2rem)}h3{font-size:1.15rem}
p{margin:0 0 1em}a{color:var(--navy)}img{max-width:100%;height:auto;display:block}
.wrap{max-width:1160px;margin:0 auto;padding:0 20px}.narrow{max-width:820px}
.skip{position:absolute;left:-999px}.skip:focus{left:8px;top:8px;background:#fff;padding:8px;z-index:99}
.sr{position:absolute;width:1px;height:1px;overflow:hidden;clip:rect(0 0 0 0)}
.top{position:sticky;top:0;z-index:50;background:#fff;box-shadow:0 1px 0 #e3e9f0}
.bar{display:flex;justify-content:space-between;align-items:center;min-height:70px}
.brand{font-size:1.7rem;font-weight:500;color:var(--navy2);text-decoration:none;display:flex;align-items:center;gap:8px;letter-spacing:-.02em}.brand b{font-weight:800}
.dot{width:22px;height:22px;border-radius:50%;background:var(--navy);box-shadow:10px -8px 0 -4px var(--yel)}
nav ul{list-style:none;margin:0;padding:0;display:flex;gap:4px}
nav a{display:block;padding:9px 14px;color:var(--ink);text-decoration:none;font-weight:600;border-radius:999px}
nav a:hover,nav a[aria-current=page]{background:var(--sky)}
.nav-cta{background:var(--yel);color:var(--ink)!important}.nav-cta:hover{background:#ffd54d!important}
.menu-btn{display:none;font:inherit;font-weight:700;background:var(--navy);color:#fff;border:0;border-radius:999px;padding:9px 18px;cursor:pointer}
@media(max-width:860px){.menu-btn{display:block}nav{display:none;position:absolute;top:100%;left:0;right:0;background:#fff;box-shadow:0 8px 16px rgba(0,0,0,.08)}nav.open{display:block}nav ul{flex-direction:column;padding:8px 20px 18px}}
a:focus-visible,button:focus-visible{outline:3px solid var(--yel);outline-offset:3px}
.hero{background:linear-gradient(160deg,var(--navy) 0%,var(--navy2) 100%);color:#fff;padding:86px 0 80px;overflow:hidden}
.hero h1{color:#fff}
.hero-grid{display:grid;grid-template-columns:1.6fr 1fr;gap:40px;align-items:center}@media(max-width:860px){.hero-grid{grid-template-columns:1fr}.bubbles{display:none}}
.lead{font-size:1.14rem;color:#dfe7f0;max-width:700px}
.kicker{color:var(--yel);font-weight:700;letter-spacing:.12em;text-transform:uppercase;font-size:.78rem;margin-bottom:.8em}.kicker.dark{color:#8a6500}
.bubbles{position:relative;height:320px}
.bubbles span{position:absolute;border-radius:50%;border:2px solid rgba(255,255,255,.35);background:radial-gradient(circle at 30% 30%,rgba(255,255,255,.35),rgba(255,255,255,.04) 60%)}
.bubbles span:nth-child(1){width:200px;height:200px;left:20px;top:40px}
.bubbles span:nth-child(2){width:110px;height:110px;right:20px;top:0;border-color:rgba(255,196,14,.7)}
.bubbles span:nth-child(3){width:70px;height:70px;right:70px;bottom:20px}
.bubbles span:nth-child(4){width:40px;height:40px;left:0;bottom:10px;border-color:rgba(255,196,14,.7)}
.cta{display:flex;flex-wrap:wrap;gap:12px;margin-top:26px}
.btn{display:inline-block;padding:13px 24px;border-radius:999px;font-weight:700;text-decoration:none;border:2px solid transparent;text-align:center}
.btn-yellow{background:var(--yel);color:var(--ink)}.btn-yellow:hover{background:#ffd54d}
.btn-ghost{border-color:rgba(255,255,255,.7);color:#fff;background:rgba(60,87,121,.6)}.btn-ghost:hover{background:rgba(60,87,121,.9)}
.btn-navy{background:var(--navy);color:#fff}.btn-navy:hover{background:var(--navy2)}
.btn-line{border-color:rgba(255,255,255,.6);color:#fff}.btn-line:hover{background:rgba(255,255,255,.1)}
.sec{padding:74px 0}.alt{background:var(--sky)}
.intro{max-width:820px;font-size:1.05rem}
.scope,.benefits{display:grid;grid-template-columns:repeat(auto-fit,minmax(250px,1fr));gap:18px;margin:26px 0}
.scope article{background:var(--cream);border-radius:18px;padding:24px;border-top:5px solid var(--yel)}
.benefits article{background:#fff;border-radius:18px;padding:24px;box-shadow:0 2px 10px rgba(60,87,121,.08)}
.sec:not(.alt) .benefits article{background:var(--sky);box-shadow:none}
.benefits.three{grid-template-columns:repeat(auto-fit,minmax(min(300px,100%),1fr))}
.two{display:grid;grid-template-columns:1fr 1.3fr;gap:44px;align-items:start}@media(max-width:860px){.two{grid-template-columns:1fr}}
.table-wrap{overflow-x:auto}
table{width:100%;border-collapse:collapse;background:#fff;border-radius:14px;overflow:hidden}
th,td{padding:11px 14px;text-align:left;border-bottom:1px solid #e3e9f0}th{background:var(--navy);color:#fff}
td:last-child{font-weight:700;white-space:nowrap}.desc td:last-child{white-space:normal;font-weight:400}@media(max-width:400px){.desc th,.desc td{padding:9px 8px;font-size:.92rem;hyphens:auto;overflow-wrap:break-word}}
tbody tr:nth-child(even){background:#fafcfe}
.benefits table td{padding:7px 10px}
address{font-style:normal;line-height:1.85}
.pagehead{background:var(--navy);color:#dfe7f0;padding:52px 0 42px}.pagehead h1{color:#fff}
.crumbs{font-size:.85rem;margin-bottom:10px}.crumbs a{color:#fff}
.jump{list-style:none;padding:0;margin:18px 0 0;display:flex;flex-wrap:wrap;gap:8px}.jump a{display:block;padding:6px 14px;border-radius:999px;border:1px solid rgba(255,255,255,.4);color:#fff;text-decoration:none;font-size:.9rem}.jump a:hover{background:rgba(255,255,255,.1)}
.panel{background:var(--cream);border-radius:18px;padding:26px}
.note{color:var(--mid);font-size:.95rem}
.contact{background:var(--navy2);color:#dfe7f0;padding:70px 0}.contact h2{color:#fff}
.contact-grid{display:grid;grid-template-columns:1.2fr 1fr;gap:40px;align-items:center}@media(max-width:820px){.contact-grid{grid-template-columns:1fr}}
.cta-col{display:flex;flex-direction:column;gap:12px}
.foot{background:#1d2c40;color:#a9b8c9;font-size:.88rem;padding:22px 0}.foot .wrap{display:flex;justify-content:space-between;flex-wrap:wrap;gap:8px}.foot p{margin:0}.foot a{color:#fff}
.fab{position:fixed;right:16px;bottom:16px;width:56px;height:56px;border-radius:50%;background:var(--yel);color:var(--ink);display:none;align-items:center;justify-content:center;font-size:26px;text-decoration:none;z-index:60;box-shadow:0 6px 18px rgba(0,0,0,.25)}
@media(max-width:700px){.fab{display:flex}}
@media(prefers-reduced-motion:reduce){html{scroll-behavior:auto}}